If you’re planning for yourself or for your parents, these easy tips will show you how to enjoy retirement with confidence!
With Grambo on the verge of full retirement, planning for it is something we think about and talk about almost every single day. So we’re excited to partner with VSP® Individual Vision Plans on this sponsored post to share some of the steps we’ve taken as she’s figured out how to enjoy retirement.
How to Enjoy Retirement with Confidence
When it comes to retirement planning, there is a lot you should do early on in terms of financial planning, but then there’s another completely different area you might start thinking about as you get closer to the actual change.
I never thought I’d be thinking about retirement as much as I do since I’m pretty far off still. Having my mom live with us has given me the chance to think about things I hadn’t considered yet.
I’ve now realized that my retirement future goes beyond the financial planning aspect. I also want to know how to enjoy my retirement when it comes. And I want to help Grambo enjoy hers too!
Here are three things that we’ve been focusing on as she figures out what retirement looks like and feels like for her!
1. What Does Your Retirement Look Like?
This is a question Grambo had never really thought about. She was worried about the best way to save for the big day and details like insurance. While those are important, of course, she had to think about something different. Something bigger.
She had to think about what her retirement days would look like. We needed to figure out how she was going to spend her days once she wasn’t waking up at the crack of dawn to spend her days at the office.
Taking time to think about what retirement might look like is an important part of heading into it with confidence. Taking some time to dream up how to enjoy retirement was a great starting place for her.
Some of the things we thought about include:
- How she could use her skills in other ways to keep her occupied and active (while not being in the grind of pre-retirement life)
- Travel plans (she’s always talked about wanting to travel more once she retired)
- What daily life might look like (she’s a very active person and knew she’d suddenly have a lot more time on her hands)
I also pointed out to her that it was okay to relax and enjoy herself for a while after she retired. She didn’t have to jump into any routine that felt like the busy schedule of work life!
If you’re helping your parents figure out how to enjoy retirement, every little detail doesn’t have to be planned from the start, but getting them to think about how they might actually spend their days is a great way to help guide them to the good life!
2. Get On Top of Your Benefits & Insurance
Now, I know I just said that the financial side of things wasn’t all there is to figuring out how to enjoy retirement. But knowing what’s going on with your benefits and insurance is a good way to build confidence as you settle into retirement life.
This was a challenge for Grambo when we started looking at everything she needed to get set up before she left her work life behind. It felt so overwhelming for her that she put it off for a while.
But then we sat down together and took the bull by the horns. I wanted her to feel fearless as she moved into the next stage of her life. I wanted her to be able to be happy and enjoy it all.
So, we got on top of it and started doing research. One area that we had to handle was her vision care since it isn’t covered by Traditional Medicare. She’s worn glasses since she was seven years old so vision has always been a big part of her life. She didn’t want her vision care to retire just because she was going to be retiring!
She also wanted the transition to be easy. She doesn’t want to have to find a new eye doctor because her current office knows all about her vision challenges and she likes the staff! But we really had no idea of what vision coverage she would have once she retired.
Then we started learning more about VSP Individual Vision Plans! VSP Vision Care serves 72 million Americans which works out to be one in four people! They’re the national leader in eye care benefits!
A VSP Individual Vision Plan includes annual benefits that cover:
- A comprehensive eye exam
- Prescription lenses with covered lens enhancements
- A generous allowance for frames and/or contacts
- A wide selection of brand name frames
- Access to the largest network of independent doctors
It has all the basics that Grambo needs and her current doctor was included!
VSP Individual Vision Plans can cost as low as $17 a month and provide an average savings of over $200 per year! For more information, go to GetVSPDirect.com or call 877-988-4746 to speak with a customer care representative.
Figuring out all of the financial and insurance details was one of the best things that we did to help build Grambo’s confidence as we get closer to her full retirement!
3. Try Something New
Grambo decided that retirement would be the time for her to try new things. For her, that means pursuing some interests she didn’t get to explore enough yet, traveling, volunteering, and gardening.
We’ve read a lot about how important it is for retirees to stay active and productive. That doesn’t mean they can’t have fun too! It’s a time for less work and more play, right?
If you’re helping dream up ways to help your parents find happiness during retirement, here are some things to consider:
- Travel – It doesn’t have to be any huge travel, just exploring the state or even more of the city you live in can be a great thing to do during retirement.
- Volunteering – There are so many volunteer opportunities in the community. Grambo wants to help out more at Weston’s school. Churches and pet shelters are other great places to look for opportunities.
- Take a Class – Grambo is considering taking some cooking classes and a lettering class. They’re things that she’s always found interesting but never found the time to do!
- Pampering – One thing Grambo has always loved is getting a massage but she didn’t do it very often when she was working full-time, so she’s added it to her list of things to do once a month. It’s definitely a key in how to enjoy retirement for my mom!
- Get Social – As more and more of her friends retire, they are planning time together. Breakfast together is one of their favorite things to do once or twice a week. I think staying in touch with friends is very important as grandparents retire.
- Enjoy Hobbies – My mom has always loved gardening and working in the yard. But after a long week at work, she didn’t always feel like she had time on the weekends to enjoy her favorite hobbies. So those are going to take priority in retirement!
So if you’re planning your own retirement or help your parents, be sure to cover the basics like finances, budgeting, insurance and health/vision coverage, but don’t forget to spend some time thinking about the what the daily ins and outs might look like during retirement.
It’s important to figure out how to enjoy retirement so it’s a time full of memory making without any worry!
You can learn more about how grandparenting is part of our busy family life!
This is a sponsored post written by me on behalf of VSP Individual Vision Plans.